Terms and conditions for using natoosareos.com

By using natoosareos.com, you agree to these terms and conditions, which govern your access to and use of our website and services in Australia.

3 September 2025

Acceptance of terms

By accessing or using this website, you acknowledge that you have read, understood, and agree to be bound by these terms. If you do not accept these terms, please do not use our services.

Definitions

For clarity, the following terms are used throughout these conditions:

‘Website’ refers to natoosareos.com and all associated pages, content, and services provided online.

‘User’ means any individual or entity accessing or using the website or services.

‘Services’ refers to the resources, information, and support offered by natoosareos for financial planning.

‘Content’ means all text, images, data, and materials provided through the website.

Use of our services

You agree to use the website and its content lawfully and in accordance with these terms. Unlawful, fraudulent, or abusive use is strictly prohibited.

Eligibility

Our website and services are intended for Australian residents aged 18 years or older. By using this site, you confirm that you meet these requirements.

Services are not available to minors.

User responsibilities

You are responsible for your use of the website and must comply with all applicable laws.

Provide accurate, current, and complete information when interacting with us.
Maintain the confidentiality of your login or contact details as required.
Use the website and services only for lawful, non-commercial purposes.
Not misuse or interfere with the website’s functionality or security.

Prohibited uses

Certain activities are not allowed when using our website.

Using the website for unlawful, fraudulent, or misleading purposes.
Attempting to gain unauthorised access to our systems or data.
Copying, distributing, or modifying website content without permission.
Interfering with the operation, security, or availability of the website.
Impersonating another person or misrepresenting your identity.

Intellectual property

All intellectual property rights in the content and design of this website are owned by natoosareos or its licensors. You may not use, reproduce, or distribute any material from the site without permission, except as expressly allowed by law.

User content

If you submit content to the website, you grant us a non-exclusive licence to use, reproduce, and display it as needed to operate the site and provide services.

Your rights and responsibilities

You must ensure your submitted content does not infringe on the rights of others or violate any laws. We reserve the right to remove content at our discretion.

Your privacy and security

Your personal information is handled in accordance with our privacy policy. Please review it to understand how we collect and use your data.

Read our privacy policy

Website disclaimer and warnings

Important information regarding the use of natoosareos.com and the limitations of our services.

Key warnings and limitations

Our content is for general information only and not a substitute for professional advice. Results may vary and past performance does not guarantee future outcomes.

Limitation of liability statement

natoosareos is not liable for any loss or damage arising from your use of this website or reliance on its content.

Indemnification

You agree to indemnify and hold natoosareos harmless from any claims or liabilities resulting from your use of our website or content.

Resolving disputes and claims

Disputes will be handled in accordance with Australian law and the process below.

Arbitration

If a dispute arises, both parties agree to seek resolution through arbitration before taking legal action.

Arbitration does not limit your consumer law rights.

Online dispute resolution

You may also use online dispute resolution services as available in Australia for certain claims.

Read about dispute resolution

Severability

If any term is found invalid, the remainder of the agreement continues in effect.

Entire agreement statement

These terms and any referenced documents make up the entire agreement between you and natoosareos regarding this website.

Applicable law and jurisdiction

This agreement is governed by the laws of Australia. All claims or disputes will be resolved there.

Termination

We reserve the right to terminate or suspend your access to the website for violations of these terms.

Changes to terms

We may update these terms at any time. Continued use of the website after changes indicates your acceptance.

Contact us for questions

If you have questions or need clarification on these terms, please contact our team.

Email address: content@natoosareos.com

Phone number: +61-3-5712-3229

Office address: 365 Little Collins St, Melbourne, VIC 3000 Australia

Effective date: 3 September 2025

Version: 3